Does Aetna Cover Labor And Delivery?

How much does a hospital birth cost with insurance?

But in the U.S., the average new mother with insurance will pay more than $4,500 for her labor and delivery, a new study in Health Affairs has found..

What does Aetna cover for pregnancy?

We cover your routine care visits throughout your pregnancy (prenatal and antepartum care). We only cover tests and ultrasounds that monitor your baby’s health and development. Review your plan benefits for testing. We cover the hospital stay for your delivery.

How much is the copay for giving birth?

Typically, these are subject to a copay, ranging from $15 to $35 on average.

Will my insurance cover childbirth?

If you have a plan through the Affordable Care Act, it will cover pregnancy and childbirth — yes, even if you were pregnant before you got the coverage. If you have an individual insurance policy, which isn’t provided through your employer, odds are it won’t cover maternity costs.

What Aetna plans cover abortion?

Aetna considers mifepristone medically necessary for the medical termination of early pregnancy, and second trimester abortion.

Does Aetna cover surrogate pregnancy?

If IUI or IVF do not work for you, you may decide to find a surrogate to carry your child, or adopt. If you plan to have a gestational surrogate (a woman who will be implanted with your eggs or a donor’s eggs), your insurance may cover the retrieval and fertilization of your eggs.

What breast pumps does Aetna cover?

With most Aetna benefit plans, moms have a big selection of breast pumps available at no cost. Here at 1 Natural Way, your Aetna breast pump coverage gets you the best breast pumps from top rated brands like Spectra, Medela, Ameda, Lansinoh, Freemie, Ardo, Motif – and even the Willow and Elvie pumps!

Does Aetna cover ultrasounds?

Aetna considers detailed ultrasound fetal anatomic examination experimental and investigational for all other indications including routine evaluation of pregnant women who are on bupropion (Wellbutrin) or levetiracetam (Keppra), pregnant women with low pregnancy-associated plasma protein A, and pregnant women who …

What insurance plan is best for pregnancy?

According to, Medicaid and the Children’s Health Insurance Program (CHIP) are other public health options covering pregnant women who earn below particular income levels. You can apply for Medicaid at all times of the year, not just during Obamacare open enrollment.